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Allianz Malaysia

Allianz General Insurance Company (Malaysia) mengumumkan berita baik untuk penunggang motosikal bawah 250cc di Malaysia apabila menaik taraf perlindungan Allianz Motorcycle Plus.

Bagi tahun 2022, Allianz Motorcycle Plus (Komprehensif dan Pihak Ketiga) bagi motosikal 250cc ke bawah telah dipanjangkan perlindungan kepada penunggang dan pembonceng membabitkan Kematian/Kecacatan Kekal sehingga RM10,000 setiap seorang an perbelanjaan hospital hingga RM6,000 setiap seorang (RM100 sehari selama 60 hari).

Menariknya, perlindungan tambahan ini ditawarkan kepada pembonceng tanpa sebarang caj tambahan.

Sementara itu, Allianz Motorcycle Plus (Komprehensif) melindungi kerugian atau kerosakan kepada motosikal pemilik dari kemalangan, kebakaran, dan kecurian; kematian dan kecederaan anggota badan pihak ketiga; dan kerosakan atau kerugian harta pihak ketiga.

Manakala polisi pihak ketiga melindungi kecederaan anggota badan dan kematian pihak ketiga; dan kerugian atau kerosakan harta pihak ketiga.

Tambahan lagi, insurans komprehensif juga merangkumi Special Perils Full Sum-Insured Protection yang melindungi motosikal dari bencana alam termasuk banjir, tanah runtuh atau sebarang bencana lain.

Pengguna Allianz Motorcycle Plus (Komprehensif) juga boleh menikmati bantuan tepi jalan secara percuma oleh Allianz Road Rangers yang boleh dihubungi di talian 1800-22-5542.

Allianz Road Rangers membabtikan servis tunda (percuma hingga 50km pergi-balik), penghantaran minyak dan servis tayar pancit.

Dalam perkembangan sama, Allianz General mengumumkan pemenang hadiah utama bagi kempen 111 Motosikal yang berlangsung di Allianz Arena, Plaza Sentral, hari ini.

Rohisham Husain muncul pemenang bertuah dan memenangi sebuah jentera Honda CBR250RR bernilai RM25,999.

Baru-baru ini, Allianz Malaysia telah pun mengumumkan inisiatif bantuan tepi jalan percuma bagi pemegang insurans komprehensif untuk motosikal bawah 250cc.

Inisiatif itu menyaksikan pemegang insurans komprehensif akan mendapat sokongan terbaik menerusi Allianz Road Rangers, dengan menghulurkan bantuan kepada pemilik motosikal yang berdepan masalah.

Langkah terbaru ini menyaksikan setiap pemegang insurans motosikal Allianz Plus serta motosikal Allianz (bawah 250cc) berpeluang menikmati perkhidmatan berikut:

  • bantuan trak penunda kecemasan (percuma sehingga 50km)
  • penghantaran minyak dan bateri
  • servis tayar pancit

Menurut Ketua Pegawai Eksekutif Allianz General, Sean Wang, pendekatan terbaru ini diambil setelah mengambil kira kepayahan yang dihadapi penunggang kapcai ketika berlakunya kerosakan mahupun kemalangan.

Jelasnya, pengguna kapcai yang berdepan masalah selalunya tiada pilihan selain daripada mengharapkan bantuan penunggang motosikal lain.

“Kerap kali terjadi dimana penunggang tersadai tepi jalan atau terlibat dalam kemalangan.

“Setiap kali ini berlaku, penunggang motosikal lain yang perlu menghulurkan pertolongan.

“Dengan bantuan tepi jalan kami, pengguna motosikal kapcai tak perlu lagi gusar dan hanya perlu menghubungi kami untuk mendapat bantuan sewajarnya,” jelasnya.

Itulah hakikatnya, mentang-mentang bayaran insurans bagi motosikal kapcai tidak setinggi motosikal berkuasa tinggi mahupun kereta, pengguna kapcai tidak diberikan perlindungan atau bantuan sebaiknya.

Bagi Sean, tak salah pun dalam memberi perlindungan ekstra kepada pengguna kapcai.

“Ini adalah cara kami mengucapkan terima kasih kepada mereka, di samping memaklumkan bahawa kami sentiasa ada jika diperlukan,” tambahnya.

Bagi yang tertanya-tanya bagaimanakah bantuan tepi jalan Allianz ini berfungsi, hanya ikut tiga langkah ini:

Talian bantuan 24 jam

  • Sekiranya terlibat dalam kemalangan, pelanggan hanya perlu hubungi 1-800-22-5542 bagi membolehkan juruteknik atau trak tunda tiba ke lokasi untuk tujuan baik pulih atau bantuan menunda.

Trak tunda Allianz Road Rangers

  • Trak tunda Allianz Road Ranger menawarkan perkhidmatan menunda secara percuma (sehingga 50km), penghantaran minyak, bateri dan servis tayar pancit.

Baucar e-hailing

  • Pelanggan akan diberikan baucar e-hailing untuk digunakan pulang ke rumah dari tempat berlakunya kemalangan atau kerosakan.

Buat masa ini terdapat lebih 190 trak tunda yang sentiasa bersedia untuk memberikan bantuan terbaik kepada pelanggan yang memerlukan.

Inisiatif ini sekaligus meletakkan Allianz General Malaysia sebagai perkhidmatan insurans yang memberi perlindungan sewajarnya kepada pengguna kapcai di Malaysia.

Bukan itu sahaja, pemegang insurans komprehensif juga akan menerima perlindungan kemalangan sehingga RM10,000 sekiranya berlaku kematian atau kecatatan kekal, serta perlindungan perbelanjaan hospital RM100 setiap hari sehingga 60 hari.

Great news for Allianz Malaysia comprehensive policyholders as the company now offers free roadside assistance for (below 250cc) motorcycles.

The roadside assistance service by Allianz Road Rangers includes:

  • emergency towing assistance (free for up to 50km)
  • fuel delivery
  • battery
  • flat tyre service

Any Allianz Motorcycle Plus (Comprehensive) or Allianz Motorcycle (Comprehensive) (below 250cc) customer can reach out to Allianz Road rangers 24-hour helpline at 1800-22-5542.

Allianz will then dispatched a tow truck or a technician to the location of the customer.

According to Allianz General Insurance Company (Malaysia) Berhad (Allianz General) Chief Executive Officer Sean Wang, small-displacement motorcycle owners have long waited for a better on-the-road service.

“Allianz General is always trying to push the envelope and provide services that
matter to our customers.

“We started the Allianz Road Rangers service for our motor comprehensive (private car) customers in 2017, and it feels great that we can now do the same for our motorcycle comprehensive policyholders below 250cc,” said Sean.

If you’re looking for the best motorcycle insurance coverage for bikes below 250cc, one of those policies placed high on the list is the Allianz Motorcycle Plus policy. In essence, this particular policy from Allianz General Insurance Company offers riders with ‘bigger protection at no extra cost’. (more…)

  • Allianz Motorcycle Plus offers protection for the motorcycle and accident protection for the rider.

  • One could look at it as a 2-in-1 insurance scheme.

  • The Comprehensive coverage also covers the bike for natural disasters.

  • The product is only available for motorcycles from 245cc and below.

Allianz Motorcycle Plus insurance will offer the additional benefits of a personal accident insurance under one package at no added cost.

“Traditional” motorcycle insurance covers only the vehicle in the case of accidents or theft. Vehicle owners purchase this insurance when he renews his road tax. However, that insurace does not cover for personal injuries, disability of death.

Thus, in order to protect oneself, the vehicle owner needs to purchase another personal accident insurance policy.

This is where Allianz Motorcycle Plus differentiates itself. One could call it a 2-in-1 product which insures the motorcycle as well as the rider. However, the premium (price) remains the same as the same insurance for your motorcycle only.

There are two types of cover, of course – Allianz Motorcycle Plus (Comprehensive) and Allianz Motorcycle Plus (Third Party).

Aliianz Motorcycle Plus (Comprehensive)

  • Accident Cover of RM 5,000 for permanent disability or death.
  • Hospital income of RM 50 per day for up to a maximum of 60 days.
  • All Special Perils Full Sum-Insured Protection which provides protection for flood, landslides and other natural disasters.

Allianz Motorcycle Plus (Third Party)

  • Accident Cover of RM 5,000 for permanent disability or death.
  • Hospital income of RM 50 per day for up to a maximum of 60 days.

What drew our attention was the protection for “acts of god” (industry speak for natural disasters). None – if any – insurance covers your motorcycle for natural disasters.

While the accident cover and hospital income aren’t as high as provided by personal accident insurance, Allianz Motorcycle Plus (Comprehensive) makes it easy for riders to have such coverage. Many people, much less riders, in Malaysia aren’t covered by personal accident insurance or any type of insurance at all.

Including those benefits under one insurance also makes it easier for the policy holder to claim for injuries. There are many cases where the accident victim’s family members forget or are unaware of claiming from the insurance provider.

Allianz Malaysia will roll out Allianz Motorcycle Plus beginning 1stMay 2019. The insurance covers motorcycles from 245cc and below, only.

Please visit https://www.allianz.com.my/ for more information.

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